Lowe’s Credit Card Bill Payment & Login Guide | www.lowes.com

Lowe’s Companies, Inc., generally known as Lowe’s, is an American retail company headquartered in Mooresville, North Carolina. Lowe’s operates a chain of retail stores in the United States and Canada and specializes in home improvement.

Lowe’s and its subsidiaries have approximately 2,197 home improvement and hardware stores in North America and are the second-largest hardware chain in the United States and the world. Visit Lowes to know more about their services.

 

Everything you need to know about Lowe’s Credit Card

The Lowe’s Credit Card is a store card offered by Lowe’s for its customers and is one of the best store credit cards on the market right now. Because Lowe’s credit card is a store credit card, you can only use it at Lowe’s locations. You can also use it on the company’s website to make purchases. Please note that you can’t use it like a regular credit card to make everyday purchases at other retailers.

Written below is all the information you need to know about Lowe’s Credit Cards and the various benefits that are offered.

Lowe’s Credit Card Bill Payment & Login Guide | www.lowes.com

How does Lowe’s Credit Card work?

Lowe’s Credit card works like every other credit card

  • Lowe’s Credit Card provides Lowe’s customers with various discounts and financing options that they can choose from.
  • Lowe’s Credit Card comes with a revolving line of credit. This allows the customer to use the card up to their approved limit as long as they make regular payments every month.
  • Cardholders can choose from 5% discounts, special financing for six months on purchases over $299, or fixed payments over 84 months at a reduced APR of 7.99% with a minimum $2,000 purchase.
  • The regular APR for Lowe’s Credit Card is 26.99%.
  • Cardholders can avoid interest charges by paying off the full balance every month. 

Lowe’s Credit Card Bill Payment & Login Guide | www.lowes.com

Benefits of using Lowe’s Credit Card:

Given below are a few of the benefits you get from using Lowe’s Credit Cards:

  • Faster Card Approval and Activation: Unlike other credit cards on the market, Lowe’s card approval and activation take only a few minutes after verification. As soon as the card approval is done, customers can immediately use it to buy from any of the Lowe’s stores.
  • No Annual Fee: Lowe’s does not charge its customers an annual fee just for owning the card. No additional fees are applied as long as the customer completes their dues and makes the necessary payments every month of purchase being made.
  • No Interest Charge: As Lowe’s Credit Card operates with a revolving line of credit, customers can purchase items at discounted prices from any of the Lowe’s stores without having to pay interest on the purchase.
  • 5% Discount on all purchases: Any item that you purchase using the Lowe’s credit card will automatically be eligible for the 5% discount. This discount applies to all purchases every time you use the card.
  • 0% Interest for 6 months: Instead of opting for the above-mentioned 5% discount, customers may also choose to take the 0% interest for six months whenever a purchase of $299 and above is made. This arrangement also saves money in the long run if high-value purchases are being done.

Lowe’s Credit Card Bill Payment & Login Guide | www.lowes.com

 

Apply for Lowe’s Credit Cards

Here’s how to apply for Lowe’s Credit Cards:

  • Visit https://www.lowes.com/l/Credit/consumer-credit-center.
  • Click on the ‘See if you Pre-Qualify’ option.
  • On the redirected page, enter the last 4 digits of your Social Security Number.
  • Enter your mobile number.
  • Click on ‘Continue.’ Follow the remaining prompts to find out if you are eligible.
  • Once eligible, visit https://www.lowes.com/l/Credit.
  • Choose from any of the credit cards offered by Lowe’s according to your convenience.

 

Registering your Lowe’s Account

Before you proceed to the bill payments, it is necessary to have an online account registered with Lowe’s.

Create your Lowe’s Account:

To avail of the online services offered by Lowe’s, you need to set up an account on their website. Here are the steps to be followed:

Lowe’s Credit Card Bill Payment & Login Guide | www.lowes.com

  • To register online, first, visit Lowes Official Website.
  • Click on the Sign-In option present on the right side of the menu panel.
  • Click on the ‘Sign In or Create Account‘ button.
  • Click on the ‘Create Account‘ option on the redirected page.
  • Choose either ‘Personal Account’ or ‘Business Account’ and click on ‘Continue.’
  • Enter your First NameLast NameEmail Address, Phone Number, and Password.
  • Verify the information and click on ‘Create Account.’

Your account will now have been set up. 

 

Login to your Lowe’s Account

Once your Lowe’s account is up and running, follow the below steps whenever you want to log in to your account:

Lowe’s Credit Card Bill Payment & Login Guide | www.lowes.com

  • To register online, first, visit https://www.lowes.com/.
  • Click on the Sign-In option present on the right side of the menu panel.
  • Click on the ‘Sign In or Create Account‘ button.
  • On the redirected page, enter your Email Address and Password.
  • Click on ‘Sign in‘. 

You can click on the ‘Remember me’ option to automatically log in whenever you visit the website without typing your username and password. In case you have forgotten your password, click on the ‘Forgot Password’ option present below the password text box. Enter your email address and click ‘Submit’. A password reset link will be sent to your mail address.

 

Lowe’s Credit Card Bill Payment Information

Given below are all the information that is necessary for you to avail of the online services offered by Lowe’s Credit Cards and proceed with your bill payments:

How to pay your Lowe’s Credit Card bill?

Lowe’s currently offers its customers several ways to pay their bills.

  • Online Payments: You can make online payments through your credit card/checking account, debit card, or eCheck via a Lowe’s online account. If you have opted for Direct Debit, the payment will be automatically deducted from your account for every billing cycle. 
  • Pay by Phone:  You can contact Lowe’s customer service regarding making a payment. For Lowe’s consumer card payment, call 1-888-840-7651. For accounts receivable card payment, call 1-866-232-7443.
  • Pay in person: Pay in person at any Lowe’s store or any designated payment center. Visit https://www.lowes.com/store/. Enter your City, State or Zip Code and click on the arrow to get a list of stores near you. Please keep in mind that some of the payment offices may be temporarily unavailable due to COVID-19.
  • Mail: You can send your payments through the mail via money orders or a check (payable to Lowe’s). The mailing address is Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914.

 

Lowe’s Help Information

Lowe’s offers several customer support options to choose from, depending on the issue you are facing. A few of them are mentioned below:

  • To contact the Customer Care department, call 1-800-445-6937. The hours of operation are from 8.30 a.m. to 6.30 p.m. (ET) all days of the week.
  • To contact the Pro-Desk department, call 1-844-569-4776. The hours of operation are from 8.30 a.m. to 6.30 p.m. (ET) all days of the week.
  • For Repairs, Warranties, and Protection Plans, contact 1-888-775-6937. The hours of operation are from 8.30 a.m. to 6.30 p.m. (ET) all days of the week.
  • Lowe’s website does not access or maintain information related to your Lowe’s Consumer Credit Card or Business Credit accounts. For Lowe’s Credit contact information, please visit any of the Lowe’s Credit Center near you, or call the Lowe’s Credit Center Monday through Saturday: 6:00 am – 1:00 am, Sunday: 8:00 am – Midnight ET, at 1-800-444-1408 or 1-866-232-7443.

To know more in detail, please visit https://www.lowes.com/l/contact-us.html.

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